Which concept determines the amount of financial aid a student-athlete may receive beyond tuition?

• A. University funding cap
• B. Student loan limits
• C. Athletic scholarship pool
• D. Cost of Attendance (COA)

Answer: (D)

Cost of Attendance sets the total budget used to package a student-athlete’s financial aid. It isn’t just tuition; it also includes room and board, books and supplies, transportation, and personal expenses. The key idea is that the overall aid a student-athlete receives for a year cannot exceed this budget. So, the amount of aid beyond tuition is limited by COA—the total available funds for all cost categories—meaning any scholarship or aid covering non-tuition costs must fit within COA.

For example, if COA is $60,000 and tuition is $40,000, the remaining $20,000 in COA is what could be allocated to non-tuition expenses (room, board, books, etc.). Other options don’t set this per-student cap in the same way: university funding caps are institutional policies not universal packaging rules; loan limits come from borrowing programs, not how athletic aid is awarded; and the athletic scholarship pool represents total dollars available but doesn’t itself determine how much a given student may receive beyond tuition—the COA figure does.